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Bulletins
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Manual Updates Effective 01-01-07
The following updates are effective 01-01-07.
Also, the entire manual has been corrected to reflect all current
rules/rates, and correct spacing/indentation/spelling/wording etc.
All changes are shown in the on-line manual.
If you print all changes of the manual and
keep a current paper copy, please contact Jenny Lietz @
jelietz@wiins.com for a complete
listing of all pages changed.
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Multi-Car Discount - The Multi-Car
Discount has been expanded to support vehicles of significant others and
business use. This update applies to Standard, Premier, and
Educators auto. |
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Accident Free Discount - The Accident
Free Discount has been updated to reflect being allowed on New Business at
the first level of 5%.
This update applies to Standard, Premier, and Educators auto. |
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County Territory Pages - The County
Territory pages have been removed, leaving the Zip Code Index only.
This update applies to every territory listing in the manual. |
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Commercial Auto |
Motor Carrier Filings are no longer provided. |
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Single Limit Premiums are no longer offered. |
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Homeowners |
Woodburning Units have been updated to include
Pellet Stoves. |
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Premier & Premier Elite |
Eligibility Basic Requirements prior to 1970
note: updates are now needed within the last 15 years. |
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Umbrella |
Cancellations or Non-Renewals are updated to
include "d. Poor loss history on any underlying accounts." |
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Custom Farming no longer includes $2,000
receipts. |
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Reinstatement guidelines are now the same as
other lines of business. |
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Inland Marine |
Jewelry deductible rates added. |
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Tractors and Other Motorized Vehicles Used to
Service the Insured Premises rule and rate added. |
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Dwelling Properties |
Rate pages are updated to include rates up
from $40,000 to $300,000. |
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Farmowners |
60 day waiting period clause added to Water
Damage endorsement. |
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Custom Farming, Maximum allowable receipts of
$25,000 added. |
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Businessowners |
Properties with less than 100-amp circuit
breaker electrical service are ineligible. |
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A BOP application with necessary underwriting
information is required to add a new location. |
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Non-Profit Organization - Members, Official,
and Volunteer Workers rule and rate added. |
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Luggage Retail Stores classification added. |
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Paper Products Stores classification added. |
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Scrapbooking/Rubber Stamping classification
added. |
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Please contact jenny Lietz @
jelietz@wiins.com if you have any
questions regarding accessing these updates or for a complete listing of
manual pages changed. |