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Automobile Insurance
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Programs |
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Family |
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The Family Auto program is designed
for the average to above average auto risk. Our target market includes
applicants that have good reputations, are responsible, meet their
financial obligations, reflect pride in ownership, and have a good
attitude about insurance. |
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Educators |
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The Educators policy is available for
applicants or spouses who possesses a WI teaching certificate and are actively employed
full-time as a teacher, professor or
administrator in a Wisconsin school, college or university. |
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Premier |
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The premier auto policy is intended for the
above average risk with no losses and a clean motor vehicle record.
This program requires that at least
one vehicle on a policy carry full coverage. |
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Coverages |
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Liability |
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Liability coverage compensates others for
their losses if you're responsible for injuring another person or if
you're responsible for damaging another person's vehicle or property.
Liability coverage also helps you pay the costs of related lawsuits. |
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Medical Payments |
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Medical Payments pays medical bills and/or
funeral expenses if a covered driver and/or accompanying passengers are
injured or killed while in an insured vehicle, regardless of who's at
fault in an accident. This may also cover policyholders and their
family members when in others' vehicles, or when policyholders and their
family members are on foot and hit by a car. |
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Collision |
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Collision coverage provides payment for direct
and accidental loss to your auto caused by the upset of your vehicle or
its impact with another vehicle or object. |
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Comprehensive |
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Comprehensive coverage provides payment for
direct and accidental loss to your auto caused by any peril other than
collision that is not otherwise excluded in the policy: Examples of
coverage include: |
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Falling Objects |
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Hail, Water, or Flood |
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Fire |
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Vandalism |
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Theft |
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Riot |
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Explosion |
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Contact with Bird or Animal |
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Windstorm |
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Breakage of Glass |
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Uninsured Motorists |
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Uninsured motorist bodily injury coverage pays
for medical expenses, lost wages, and other general damages when
policyholders, authorized drivers, or passengers are injured in an
accident caused by a driver who has no auto insurance. |
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Underinsured Motorists |
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Underinsured motorist bodily injury coverage
pays for medical expenses, lost wages, and other general damages when
policyholders, authorized drivers, or passengers are injured in an
accident caused by a driver who has insufficient auto insurance coverage. |
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Additional optional coverages are available.
For example: |
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Rental Reimbursement |
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Motorhomes and Campers |
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Towing and Labor |
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Trailers |
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Custom/Sound Equipment |
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Auto Lease Gap Coverage |
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Discounts |
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By placing your automobile coverage with Wisconsin Mutual
you may qualify for one or more of the following discounts: |
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Multi-Car |
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Student-Away-At-School |
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Auto/Home |
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Antique/Classic Car |
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Driver Training (Standard) |
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Senior Operator |
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Good Student (Educators/Premier) |
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Farm Use |
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Accident Free |
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Motorhome |
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Return to Products |
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